Morgan Price International
Morgan Price was formed in 1999 to act as a product provider in the international healthcare insurance for Expatriates worldwide. They would use prominent large re-insurers and professional third party service providers for evacuations and claims settlements.
Morgan Price International Healthcare Ltd is regulated in the UK by the FCA Financial Conduct Authority. It is also a member of the Association of Medical Insurance Providers.
Morgan Price (Europe) Aps is a Danish based company providing all our EU based customers with continuation of cover following the UKs exit from the European Union on 31st December 2020.
Overall Insurance Rating
Established in 2000, Morgan Price is specialized in Expatriate health insurance cover. Being reliable and regulated is important to them. To do so they issued 4 products for Expatriates -all compliant with country/regional laws-. Evolution EU, UK, World and Asia are all underwritten by a prominent re-insurer who can pay large bills for chronic conditions.
Benefits are fairly standard and adjusted yearly to Expats families needs by region. All plans are comprehensive including a minimum level of outpatient consultations.
With 4 levels of cover, 3 areas of cover, and a few options for deductible. All members of the family needs to get the same level of cover. The plan may lack flexibility as opposed to newer plans allowing more choices of levels of cover within a family.
Pricing is competitive as a fairly new insurer cautious about risks they accept, their portfolio of clients is balanced without too many seniors with chronic conditions. But also, the prices are adjusted by regions and the medical care consumption habits. Asia being the cheapest region.
Morgan Price uses direct billing for emergencies and hospital admissions, thus paying directly to hospitals after pre-approval procedure. For outpatient consultations, clients pay first then claiming by email as a very common practice nowadays.
Ideal Client Profile
Morgan Price is ideal for international expatriates who need a comprehensive cover -including a minimum of GP/specialists consultations at a fair price.