Health and General Insurance
in Vietnam is new
Health and general insurance in Vietnam is new
Personal, independent and reliable advice on healthcare & insurance
Insurance and protection needs in Vietnam
Our advisors are trained to serve 5 types of clients by order of difficulty due to more needs whether you are:
L2- Localized families
L3- MNE managers and diplomats
L4- SME small enterprises
L5- MNE multinationals corporations with Headquarters international compliance
Insurance knowledge of products and fineprints have become more technical and complex. To ease the purchase of insurance, we have specialists for health insurance, personal lines (motor, car, home), Life & Disability Accident, property coverage and professional business liability protection.
In Vietnam, claims refund is an art of what you know combined with who you know.
Because cash is king, direct billing and credit card payment ‘smooth’ procedures dont work effectively. the main reason is payment delays but also staff want to protect themselves against claims denial by insurers.
Sometimes over procedural to make sure the insurer will pay will delay your hospital check out that you wil want to pay cash to check out sooner.
- Medical bills is fairly no-brainer with hospitalizations paid direct billing
- Medical consultations are now direct billing or e-claim or via the insurer mobile app
- Travel claims are more tricky as most times you are already back home missing a document
- Property and corporate assets claims definitely need guidance as laws and insurers are changing procedures every year as they get scammed by some clients