Why Vietnamese and foreigners purchase travel cover?

#1 Compulsory to cover Medical expenses (Eur 35K) to get Visa for 26 Shengen Europe countries

#2 Car Accidents and rental deductible payment usually well abt $1,500/accident

#3 Sports injuries that medical insurance in your country do not cover: Ski, diving, kite surfing, mountain climbing holidays problems

#4 Travel delays and disruption (very popular in East coast winter snow storms, ad France strike periods)

#5 Lawsuit for personal liability in the USA

#6 Theft and loss of luggage or passports can be costly to do at your destination’s embassy

#7 It is know that crowdsourcing or begging for funding does not work when you travel

#8 more recently with social network, skyrocketing of home burglaries, is forcing people to interrupt their holidays prematurely

#9 What is your own reason for considering?  

Source: priavosecurity.com