{"id":1708,"date":"2021-09-28T14:05:36","date_gmt":"2021-09-28T07:05:36","guid":{"rendered":"https:\/\/1a.xahoi.tk\/?page_id=1708"},"modified":"2021-11-08T18:25:11","modified_gmt":"2021-11-08T11:25:11","slug":"key-person-life-accident-insurance","status":"publish","type":"page","link":"https:\/\/www.insuranceinasia.com\/businesses-employers\/key-person-life-accident-insurance\/","title":{"rendered":"Key Person Life Accident Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1708\" class=\"elementor elementor-1708\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ff429a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ff429a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2adfc69\" data-id=\"2adfc69\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3a5d1ad\" data-id=\"3a5d1ad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9b8291 elementor-widget elementor-widget-heading\" data-id=\"e9b8291\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 15-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Key Person Insurance Life and Disability<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-503e9b5 elementor-widget elementor-widget-heading\" data-id=\"503e9b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Most financiers of a company have a vested interest in purchasing insurance for the key person running the company; to protect their loan, investor capital or executive partners. Unfortunately only professional bankers and fund managers, think about protecting their capital from an early death of the founder CEO.<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-14a4005\" data-id=\"14a4005\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ffe4bc9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ffe4bc9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b91ba2b\" data-id=\"b91ba2b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4dc98cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4dc98cb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-16cde8e\" data-id=\"16cde8e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3209741 elementor-widget elementor-widget-image\" data-id=\"3209741\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 15-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"516\" height=\"399\" src=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/10\/Business-and-Employer-15.jpg\" class=\"attachment-full size-full wp-image-4030\" alt=\"\" srcset=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/10\/Business-and-Employer-15.jpg 516w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/10\/Business-and-Employer-15-300x232.jpg 300w\" sizes=\"(max-width: 516px) 100vw, 516px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-41e3409\" data-id=\"41e3409\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37e4f71 elementor-widget elementor-widget-heading\" data-id=\"37e4f71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Person Insurance is a life insurance to protect the capital invested\/ loaned<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6faface elementor-widget elementor-widget-heading\" data-id=\"6faface\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<span class=\"elementor-heading-title elementor-size-default\">In Asia, the existence of some businesses depends on the acting CEO. Key person insurance protects your capital invested or borrowed in case of early death or sudden disability of the main persons in charge of the business.<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba02f8f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba02f8f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f205c7a\" data-id=\"f205c7a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dde301 elementor-widget elementor-widget-heading\" data-id=\"3dde301\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Person insurance protects your financial partners from loss of capital<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99d76ad elementor-widget elementor-widget-heading\" data-id=\"99d76ad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<span class=\"elementor-heading-title elementor-size-default\">In case of an early death of the founder or CEO, some businesses will have to stop. Key-person insurance will pay a definece lump sum effectively protecting their invested or loan capital. An early death means:\n<br>#1 total loss due to business closure or \n<br> #2 recruit a set managers or the special 1-one manager with the attributes to match the need for connections, knowledge and various management skills. \n<br> If possible to find, this \u2018sudden and no-other choice situation\u2019 has a price to pay may be huge to attract the perfect candidate in emergency:\n<br>- Hire an interim manager\n<br>- Hire head hunters\n<br>- Pay the short-notice welcome handshake\n<br>- Persuade the candidate to take the vacant challenge with top-salary <br> - And also stock-options in case success or golden parachute if failure<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-af66254\" data-id=\"af66254\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2aa7a99 elementor-widget elementor-widget-image\" data-id=\"2aa7a99\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/elementor\/thumbs\/Business-and-Employer-16-qbdcpni5zllk0qncoyw81hcz5h5hfi9jtkz68gd3i8.jpg\" title=\"Business-and-Employer-16\" alt=\"Business-and-Employer-16\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d5564a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d5564a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2064ad5\" data-id=\"2064ad5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3057de8 elementor-widget elementor-widget-heading\" data-id=\"3057de8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Health risks and medical insurance protection in Vietnam<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0286e1c elementor-widget elementor-widget-accordion\" data-id=\"0286e1c\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 15-04-2024 *\/\n.elementor-accordion{text-align:start}.elementor-accordion .elementor-accordion-item{border:1px solid #d5d8dc}.elementor-accordion .elementor-accordion-item+.elementor-accordion-item{border-top:none}.elementor-accordion .elementor-tab-title{margin:0;padding:15px 20px;font-weight:700;line-height:1;cursor:pointer;outline:none}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{display:inline-block;width:1.5em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:1em;height:1em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-right{float:right;text-align:right}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-left{float:left;text-align:left}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-closed{display:block}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-opened,.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-closed{display:none}.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-opened{display:block}.elementor-accordion .elementor-tab-content{display:none;padding:15px 20px;border-top:1px solid #d5d8dc}@media (max-width:767px){.elementor-accordion .elementor-tab-title{padding:12px 15px}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{width:1.2em}.elementor-accordion .elementor-tab-content{padding:7px 15px}}.e-con-inner>.elementor-widget-accordion,.e-con>.elementor-widget-accordion{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">The key person without whom the business can not survive must be insured to avoid the loss of capital<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2641\"><p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">By its expertise, connections or knowledge of the market, anything happening to the key person means closure or loss of it all; this is an insurable financial risk.<\/span><\/span><\/p><p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">\u00a0<\/span><\/span><\/p><p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">In practice, for SME business, the founder is indispensable and the capital at risk comes from:<\/span><\/span><\/p><ul><li style=\"line-height: 20px;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">The founder\u2019s household or family \u2018love money\u2019<\/span><\/span><\/li><li style=\"line-height: 20px;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Founding partners capital invested<\/span><\/span><\/li><li style=\"line-height: 20px;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Investment funds<\/span><\/span><\/li><li style=\"line-height: 20px;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Loan from Bank or others<\/span><\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2642\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How does it work? Replacement of CEO, loan or investor repayment\u200b<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2642\"><p style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070; margin-bottom: 0em;\">In the case of finding the \u2018one-in-a-million\u2019, the toughest the task and scarcity of candidates will dictate the cost that can easily reach the million US dollars.<br>In the case of filing for bankruptcy, the distribution of the monies depends on the valuation of the company, the priority of creditors and shareholders in proportion to the remaining.<br>The value of a company can be defined and agreed upon by financial valuation, sometimes including growth perspectives.<\/p>\n<ul>\n<li style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070;\">Security, tax and legal compliance are a preamble to define the net pay out in case of a claim.<\/li>\n<li style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070;\">The amount value can be revised yearly as the company revenue grows -for start-ups the costs and assets built are usually a good basis to define the Sum Insured.<\/li>\n<li style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070;\">The beneficiaries can be defined in multiple jurisdictions provided the currency of the plan is convertible worldwide.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2643\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2643\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">The benefits covered, compliance and jurisdictions \u200b<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2643\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2643\"><p style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070; margin-bottom: 0em;\">Key person insurance depends largely on the Insurer\u2019s jurisdiction:<\/p>\n<ul>\n<li style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070;\">Onshore ie. based in the country where the company is located. In such case the local insurance, business or inheritance laws.<\/li>\n<li style=\"font-family: Mulish; font-style: normal; font-weight: normal; font-size: 16px; line-height: 20px; color: #707070;\">Offshore ie. based in a country\/jurisdiction where the insurance contract will be executed by the insurer as per the policyholder signed list of beneficiaries, regardless of the country of establishment of the business laws. Obviously the beneficiaries have to be legitimate by international criminal laws.<\/li>\n<\/ul>\n<p><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">The right amount of protection, or sum insured, is usually based on the business assets, liabilities and growth valuation by auditors, plus the acceptance of the beneficiary list and residency for payments.<\/span><\/span><\/p>\n<p><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Depending on the offshore or onshore insurer contract selected:&nbsp;<\/span><\/span><\/p>\n<ul>\n<li><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Claims payment may depend upon country, currency, priority or beneficiaries rights<\/span><\/span><\/li>\n<li><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Sum Insured distributed in case of death or work disability<\/span><\/span><\/li>\n<li><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Payment to creditors<\/span><\/span><\/li>\n<li><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Payment to shareholders<\/span><\/span><\/li>\n<li><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Other stakeholders payments like dependents or employee<\/span><\/span><\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2644\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2644\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Sharing our expertise\u200b<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2644\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2644\"><p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">Key Person insurance necessitates the following set of skills, rarely: business set-up, banking, investment, insurance, taxation, financial valuations, personal estate planning, Vietnam laws, offshore laws&#8230;&nbsp;&nbsp;<\/span><\/span><\/p>\n<p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">&nbsp;<\/span><\/span><\/p>\n<p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">A set of skills, rarely taught to a Vietnamese chief accountant or a finance manager, let alone to an engineering or factory production entrepreneur.<\/span><\/span><\/p>\n<p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">&nbsp;<\/span><\/span><\/p>\n<p style=\"line-height: 20px; margin-bottom: 0em;\"><span style=\"color: #707070; font-family: Mulish;\"><span style=\"font-size: 16px;\">The money is usually big as far as production factories investments are concerned, selecting the sum to insure avoids overpaying a premium. But more importantly, the key is to understand the needs of the various stakeholders in the capital.<\/span><\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a110f2a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a110f2a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ce8ff1b\" data-id=\"ce8ff1b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26323c9 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"26323c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/professionals-directors-liability\/\">Minimize the unpleasant financial situations with company's directors<\/a><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0899a7c elementor-align-right elementor-widget__width-auto elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"0899a7c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.insuranceinasia.com\/professionals-directors-liability\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-adf92f0\" data-id=\"adf92f0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c60957 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1c60957\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.insuranceinasia.com\/get-a-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ced53c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9ced53c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8498137\" data-id=\"8498137\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d098e0 elementor-widget elementor-widget-template\" data-id=\"1d098e0\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"210\" class=\"elementor elementor-210\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ae4b04e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ae4b04e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7fc9c566\" data-id=\"7fc9c566\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a002099 elementor-widget elementor-widget-spacer\" data-id=\"6a002099\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 15-04-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-181ab3cc elementor-widget elementor-widget-heading\" data-id=\"181ab3cc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">insurance in Asia<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-627daef8 elementor-widget elementor-widget-heading\" data-id=\"627daef8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Not only health insurance is different but most general insurance: accident, life, home, travel, office or even car insurance will be different than your past experiences.\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-60468618 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60468618\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5ac93c84\" data-id=\"5ac93c84\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16adb44a elementor-widget elementor-widget-image\" data-id=\"16adb44a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.insuranceinasia.com\/how-to-select-a-reliable-insurer\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-2-2.png\" class=\"attachment-full size-full wp-image-2614\" alt=\"\" srcset=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-2-2.png 1200w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-2-2-300x300.png 300w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-2-2-1024x1024.png 1024w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-2-2-150x150.png 150w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-2-2-768x768.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43f83d53 elementor-widget elementor-widget-heading\" data-id=\"43f83d53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/how-to-select-a-reliable-insurer\/\">Insurance packages<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23ce703f elementor-widget elementor-widget-heading\" data-id=\"23ce703f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/how-to-select-a-reliable-insurer\/\">5 professional criteria to the choosing the most reliable insurance package<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3b80c61a\" data-id=\"3b80c61a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33287b89 elementor-widget elementor-widget-image\" data-id=\"33287b89\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.insuranceinasia.com\/personal-family-2\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-1-1.png\" class=\"attachment-full size-full wp-image-2612\" alt=\"\" srcset=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-1-1.png 1200w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-1-1-300x300.png 300w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-1-1-1024x1024.png 1024w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-1-1-150x150.png 150w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-1-1-768x768.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58e69fc9 elementor-widget elementor-widget-heading\" data-id=\"58e69fc9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/personal-family-2\/\">Personal Insurance<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-476ccc2a elementor-widget elementor-widget-heading\" data-id=\"476ccc2a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/personal-family-2\/\">For Expats who need reliable service for all their insurance needs<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-15563267\" data-id=\"15563267\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ccab872 elementor-widget elementor-widget-image\" data-id=\"4ccab872\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.insuranceinasia.com\/businesses-employers\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-19.png\" class=\"attachment-full size-full wp-image-2618\" alt=\"\" srcset=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-19.png 1200w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-19-300x300.png 300w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-19-1024x1024.png 1024w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-19-150x150.png 150w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-19-768x768.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4329a58 elementor-widget elementor-widget-heading\" data-id=\"4329a58\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/businesses-employers\/\">Insurance for Businesses<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d198af1 elementor-widget elementor-widget-heading\" data-id=\"5d198af1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/businesses-employers\/\">For employers who need ongoing professional insurance<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7c22ad2d\" data-id=\"7c22ad2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11dd04e1 elementor-widget elementor-widget-image\" data-id=\"11dd04e1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.insuranceinasia.com\/support\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-3-1.png\" class=\"attachment-full size-full wp-image-2616\" alt=\"\" srcset=\"https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-3-1.png 1200w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-3-1-300x300.png 300w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-3-1-1024x1024.png 1024w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-3-1-150x150.png 150w, https:\/\/www.insuranceinasia.com\/wp-content\/uploads\/2021\/09\/Untitled-design-3-1-768x768.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a8a37f4 elementor-widget elementor-widget-heading\" data-id=\"3a8a37f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/support\/\">Support and Help<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23dddc9c elementor-widget elementor-widget-heading\" data-id=\"23dddc9c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.insuranceinasia.com\/support\/\">We support individual, families and business for all insurance related matters<\/a><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8edadbc elementor-widget elementor-widget-spacer\" data-id=\"8edadbc\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Key Person Insurance Life and Disability Most financiers of a company have a vested interest in purchasing insurance for the key person running the company; to protect their loan, investor capital or executive partners. Unfortunately only professional bankers and fund managers, think about protecting their capital from an early death of the founder CEO. Key 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