Moving from a reliable health insurance plan can feel like navigating a minefield, especially when it involves a major provider like Henner and PTI ceasing their IPMI (International Private Medical Insurance) operations.
If you are an expat in Vietnam or across Asia currently under the Master Care plan, here is what you need to know and—more importantly—how to protect your coverage.The Update: PTI & Henner Vietnam Cessation -Asean-
Effective April 1, 2026, PTI will no longer issue policy renewals for their Master Care IPMI products. While your current coverage remains active until your individual policy expires, the "clock is ticking" to find a replacement that doesn't leave you vulnerable.
Key Dates & Details:
No Renewals: Starting April 1, 2026.
Current Coverage: Remains valid until your specific policy end date.
Why You Need Expert Guidance Now
When an insurer exits the market, most expats' biggest fear is losing coverage for pre-existing conditions. If you simply sign up for a new plan online, you may face new medical underwriting that excludes the very things you need covered most.
As an expat advisor, my top recommendation is to consult with a specialist broker before making a move. Transitioning shouldn't mean compromising on your healthcare.
How to Switch Henner Vietnam plan without Losing Out
By working with the right experts, you can often secure:
CPME (Continuous Personal Medical Exclusions): This allows you to transfer your "no-claims" status or keep your current pre-existing condition coverage.
Benefit Matching: Keeping the same level of private room access and direct billing networks you’re used to.
Price Stability: Finding a plan with a similar premium structure to the Henner/PTI rates.
InsuranceinAsia.com Expat trusted Support in Vietnam
For those looking for a seamless transition, the team at InsuranceinAsia.com has been the gold standard for expat insurance since 1994. They are reputable, independent, and—crucially—they understand the local Asian market nuances that global call centers miss.
Take Action Today liaise with a health insurance advisor
Don't wait until your renewal date to scramble for a solution. Get a professional review of your current Henner plan to see which providers are offering the best "takeover" terms.
Email for Free Advice:advice@insuranceinasia.com
Consultation:Book a Free Meeting with an Advisor
