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Vietnam Compulsory Car and
Motorbike Insurance


In Vietnam car and motorbike insurance are compulsory

Expatriates assume wrongly that their car or motorbike insurance is suitable and valid. In fact, most owners ‘forget’ to renew or just buy the very limited compulsory car insurance paying out only $4300 for bodily injury or material damages.

Compulsory car or motor insurance are not valid for Expat needs and standards

Expat relocating to Vietnam, assume wrongly that the compulsory car insurance is protective enough.
Expatriates wrongly assume that their car or motor insurance is valid. Most owners or chauffeurs ‘forget’ to renew or just buy the very limited compulsory car insurance paying out only $4300 for bodily injury or material damages.
What you need to know is the compulsory insurance is cheap at VND66,000 ($3) for à motorbike or VND480,000/ year ($20)for à car; at this cheap the limit of coverage is VND100,000,000/ case ($4300/ injury or damage). Bodily injury or material damage to another car will cost more thus you are soon out of pocket.


The compulsory car or motor insurance is not enough: limit is $4300/ injury or material damage. Voluntary insurance top-up is needed

The 3rd party vehicle insurance in Vietnam, whether car or motorbike is limited to $4,300 in aggregate for bodily injury or material damage to another vehicle. This is largely insufficient.

- Cover for additional driver
- 3rd party top-up cover for material damage and bodily injuries
- Life and medical costs for driver and passengers
- Car value for original parts
- Cover for flooded cars

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