Health and personal insurance are new in Vietnam. Like in most developing countries in Asia, there are no regulations yet. Insurers dictate their benefits and pricing as they experience claims loss. It takes years of negotiation experience in Vietnam and knowledge of regulatory best practices worldwide to protect clients effectively.

Comprehensive benefits and cheap prices do exist in developing countries like Vietnam where treatment costs are cheap. Reliable insurers establish ‘onshore’ in Asean to benefit cheaper employee costs reflecting in cheaper premium prices.

5 insurance professionals criteria:
- Security
- Performance benefits coverage
- Flexibility
- Affordable Price
- Administration