If you've lived in Asia as long as we have, you know that the only constant is change.
We've seen insurers come and go, and we know exactly how it feels when that "discontinuation" letter lands in your inbox.
PTI & Henner: Cessation of Policy Renewals Effective 1 April 2026
We've recently received two successive announcements from Henner PTI that affect many of our friends and clients across Indonesia, Vietnam, and the wider Asian region.
The News: Henner PTI is Stepping Back of Vietnam
If your policy renewal date falls after March 31, 2026, you will effectively become an "orphan" policyholder. Without a proactive plan, you could find yourself in the stressful position of searching for a replacement at the last minute, often without the professional guidance needed to avoid costly mistakes.
Why "Shopping Around" health insurance is Tricky Right Now
Shifting policies isn't just about finding a cheaper premium. In an era of high healthcare cost inflation across Asia, it's a delicate balancing act. If you want to keep continuous coverage terms—meaning no new exclusions for pre-existing conditions and no new waiting periods—you need a transition plan that is technically sound.
We've been doing this since 1994. We know the "fine print" that insurers use when they see a member transferring from a withdrawing provider.
Our 5-Point Vetting professional standards of a reliable insurer
Navigating insurance in Asia shouldn't be a gamble. At InsuranceinAsia, we act as your personal shield against treacherous fine print and unsustainable premiums. Our advisors audit, rate, and select insurers so you don't have to—all at zero cost to you, as we are paid by the insurers we recommend.
Why "Shopping Around" health insurance is Tricky Right Now
As prices of treatment in Asia international hospitals rose sharply since 2020, circa +83%, or an average +11.4% every year, insurers are very cautious when accepting new clients -especially olders and with pre-existing medical conditions-, the underwriting process is more cautious since 2024.
As Henner begins its withdrawal from Vietnam, Indonesia and other Asian markets, the window for a "like-for-like" transition is closing.
Transition planning should ideally begin 8 to 12 weeks before your current policy expires to ensure a seamless handover.
Don't wait to become an "orphan." Let our team of advisors, who have been on the ground since 1994, handle the heavy lifting for you.
InsuranceinAsia • Trusted Advisors Since 1994
"We've been through this before, and we'll get through it together."
