Health Insurance for Vietnamese
Private health insurance to retain the best Vietnamese employees
The success of Vietnamese employee medical and accident benefit
International health coverage in Vietnam
Vietnamese staff feeling valued ‘as an Expat’ who have access to international standard clinics instead of the social security 1-unique choice state-owned designated hospital.
Additionally, access to the best Vietnamese specialists, doctors, hospitals and avoiding the loss of time queuing to government hospitals is ‘productivity gains’.
Every year, depending on their profit or loss making, the ranking of best insurer change as they increase their prices based on your group claims ratio.
There are 2 or 3 insurers specializing in medical for Vietnamese groups of employees. Bao Viet, PTI, PVI, Pacific cross or Liberty insurance are the ones that share the leaderboard depending on your company criteria. We would look at our 5 criterias benefit you may want for your team.
For negotiation purposes, we would look at the age and gender repartition of your employees.
For servicing we would make a census of which city/ district your employee and their dependents reside. Focus on the insurers with the longest list of cashless clinics and their recent history of claims denials or troublesome denied claims through our network of medical doctors and head of clinics.
There are many aspects to a medical health plan apart from the most obvious quick and full refund payment. This refund aspect is more and more arranged with Direct billing lists of clinics and e-claim or claiming mobile apps.
With employers, we share the best practices by employers with regards to employee benefits. We help negotiate additional benefits must-have and nice-to-have at group discounts.
But also more technical accounting and taxation aspects of accounting red invoices and profit tax savings. To make sure you always get the best deal, we review the best insurers year-after-year thanks to our on-going experience of dozens of best-in-class insurers and medical service providers.