Why is inbound travel insurance essential for expats?

Many countries around the world are making safe travel a priority in the coming year. In Vietnam, the tourism industry is expected to rebuild with strong recovery plans. 

Travel insurance is recommended as mandatory for all travelers. It helps cover the expenses of examination, treatment, hospitalisation, medical evacuation and repatriation. Plus, travel insurance is one of the important ways to welcome foreigners/ expats back to Vietnam.

Due to Covid-19, travel insurance is compulsory to enter Vietnam

Traffic accidents and hospitalisation costs have been the main concern to travelers visiting Vietnam. More recently the government has imposed medical coverage to face any costs for Covid-19 treatment.

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The main reason for purchasing travel insurance accidents

The 2018 travel report risks in Vietnam by specialized agency Priavo, mentioning the medical risk as the highest. The main risks factors are:

  • Traffic accidents
  • General lower health and hygiene (food poisoning)
  • Domestic accidents due to low safety standards and investment
  • And recently Covid-19 situation

The risks are aggravated by the lack of International standards hospitals. As of 2020, there are only 1 or 2 world-class hospitals per the main city located in Hanoi, Danang and Ho Chi Minh City. Across the country is a local government hospital with low investment in budget and personnel. If medical teams are qualified, they are surely under-equipped and underpaid. 

Without proper insurance or funding, treatment in local provincial hospitals is simply random or hazardous…

Travel disruptions due to Vietnam poor infrastructure 

Vietnamese are not renowned for their organizational skills. The low level of public transportation and state-run services do not give priority to customer care. The under investment in infrastructure creates breakdowns and delays. 

Developing country minor incidents and petty thefts

Most tour guides and travelers have an improbable story to tell on the loss of luggage, petty theft of wallets/ documents. It can be convenient to have all administrative and commuting costs to your embassy to re-issue an express replacement passport paid for. Also having the security of getting an emergency cash allowance for pirated, lost credit cards or money.

Healthcare system in Vietnam is one of the necessary components on your trips. Simply contact us to get compulsory Covid-19 health or travel insurance before the beginning of your journey.

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